Expenses

Expense Model Settings

These settings control how your living expenses are calculated based on your savings goals.

%
Target savings as % of gross income
%
Minimum living expenses as % of income
$
Absolute floor for annual living expenses
%
Living expenses won't drop below a % of your typical peak earning years

* Dollar values are in today's dollars and will be adjusted for inflation.

Add specific expenses like college tuition, medical costs, or planned purchases. These are in addition to your base living expenses calculated from the model above.
Please enter a description.
Please enter an amount.

Expenses Breakdown (Today's Dollars)

Year Age Living Costs Other Expenses Housing Cash Flow Debt Cash Flow Total Expense Cash Flow After-Tax Income Total Assets
1 41 $13,000 $0 $0 $0 $13,000 $0 $-13,000
2 42 $13,000 $0 $0 $0 $13,000 $-637 $-26,382
3 43 $13,000 $0 $0 $0 $13,000 $-1,293 $-40,158
4 44 $13,000 $0 $0 $0 $13,000 $-1,969 $-54,339
5 45 $13,000 $0 $0 $0 $13,000 $-2,664 $-68,938
6 46 $13,000 $0 $0 $0 $13,000 $-3,379 $-83,965
7 47 $13,000 $0 $0 $0 $13,000 $-4,116 $-99,435
8 48 $13,000 $0 $0 $0 $13,000 $-4,874 $-115,359
9 49 $13,000 $0 $0 $0 $13,000 $-5,655 $-131,752
10 50 $13,000 $0 $0 $0 $13,000 $-6,458 $-148,627
11 51 $13,000 $0 $0 $0 $13,000 $-7,286 $-165,999
12 52 $13,000 $0 $0 $0 $13,000 $-8,137 $-183,881
13 53 $13,000 $0 $0 $0 $13,000 $-9,014 $-202,289
14 54 $13,000 $0 $0 $0 $13,000 $-9,916 $-221,239
15 55 $13,000 $0 $0 $0 $13,000 $-10,845 $-240,746
16 56 $13,000 $0 $0 $0 $13,000 $-11,801 $-260,827
17 57 $13,000 $0 $0 $0 $13,000 $-12,786 $-281,498
18 58 $13,000 $0 $0 $0 $13,000 $-13,799 $-302,778
19 59 $13,000 $0 $0 $0 $13,000 $-14,842 $-324,683
20 60 $13,000 $0 $0 $0 $13,000 $-15,916 $-347,232
21 61 $13,000 $0 $0 $0 $13,000 $-17,021 $-370,445
22 62 $13,000 $0 $0 $0 $13,000 $-18,159 $-394,340
23 63 $13,000 $0 $0 $0 $13,000 $-19,330 $-418,939
24 64 $13,000 $0 $0 $0 $13,000 $-20,536 $-444,260
25 65 $13,000 $0 $0 $0 $13,000 $-21,777 $-470,327
26 66 $13,000 $0 $0 $0 $13,000 $-23,055 $-497,160
27 67 $13,000 $0 $0 $0 $13,000 $-24,371 $-524,782
28 68 $13,000 $0 $0 $0 $13,000 $-25,725 $-553,217
29 69 $13,000 $0 $0 $0 $13,000 $-27,118 $-582,488
30 70 $13,000 $0 $0 $0 $13,000 $-28,553 $-612,620
31 71 $13,000 $0 $0 $0 $13,000 $-30,030 $-643,638
32 72 $13,000 $0 $0 $0 $13,000 $-31,551 $-675,569
33 73 $13,000 $0 $0 $0 $13,000 $-33,116 $-708,439
34 74 $13,000 $0 $0 $0 $13,000 $-34,727 $-742,275
35 75 $13,000 $0 $0 $0 $13,000 $-36,386 $-777,107
36 76 $13,000 $0 $0 $0 $13,000 $-38,093 $-812,963
37 77 $13,000 $0 $0 $0 $13,000 $-39,851 $-849,873
38 78 $13,000 $0 $0 $0 $13,000 $-41,660 $-887,870
39 79 $13,000 $0 $0 $0 $13,000 $-43,523 $-926,984
40 80 $13,000 $0 $0 $0 $13,000 $-45,440 $-967,248
41 81 $13,000 $0 $0 $0 $13,000 $-47,414 $-1,008,696
42 82 $13,000 $0 $0 $0 $13,000 $-49,446 $-1,051,364
43 83 $13,000 $0 $0 $0 $13,000 $-51,537 $-1,095,286
44 84 $13,000 $0 $0 $0 $13,000 $-53,691 $-1,140,501
45 85 $13,000 $0 $0 $0 $13,000 $-55,907 $-1,187,045
46 86 $13,000 $0 $0 $0 $13,000 $-58,188 $-1,234,958
47 87 $13,000 $0 $0 $0 $13,000 $-60,537 $-1,284,280
48 88 $13,000 $0 $0 $0 $13,000 $-62,955 $-1,335,053
49 89 $13,000 $0 $0 $0 $13,000 $-65,444 $-1,387,319
50 90 $13,000 $0 $0 $0 $13,000 $-68,006 $-1,441,123
51 91 $13,000 $0 $0 $0 $13,000 $-70,643 $-1,496,509
52 92 $13,000 $0 $0 $0 $13,000 $-73,358 $-1,553,524
53 93 $13,000 $0 $0 $0 $13,000 $-76,153 $-1,612,216
54 94 $13,000 $0 $0 $0 $13,000 $-79,030 $-1,672,634
55 95 $13,000 $0 $0 $0 $13,000 $-81,992 $-1,734,829
56 96 $13,000 $0 $0 $0 $13,000 $-85,041 $-1,798,853
57 97 $13,000 $0 $0 $0 $13,000 $-88,179 $-1,864,761
58 98 $13,000 $0 $0 $0 $13,000 $-91,410 $-1,932,607
59 99 $13,000 $0 $0 $0 $13,000 $-94,736 $-2,002,448
60 100 $13,000 $0 $0 $0 $13,000 $-98,159 $-2,074,343